DSCR Rental Loans
DSCR Rental Loans
Ask about our Price-Beat Guarantee
Get your quote within 24 hours
Competitive financing nationwide
Cash-Flow Based Approval
No DTI
Program Highlights
30-YR Fixed-RateRate Locks Available
No Call. 30-Year Amortization
For Cash-Out Refis, Rate-And-Term Refis, and New Purchases
Up to 80% LTVNo Tax Returns Required
680+ FICO Score
$100,000 Minimum Property Value
Single-Family and 2-9 Unit Residential
Eligible Entities: LLCs and Individuals
Prepayment Penalty: Declining Points
Available In All 50 States and D.C
What Is A DSCR Loan?
A Debt-Service Coverage Ratio (DSCR) loan is based upon cash flow from rental income. Approval for the 30-Year Rental Loan will occur if there is enough cash flow from the rental income received on a particular property to cover the outstanding monthly debt on the property.
The primary qualification for a DSCR loan is the cash flow of the subject property (income divided by expenses). Loan qualification is NOT based on pay stubs, tax returns, or personal income.
Top 5 Investor Benefits
30-Year Term with 30-Year Amortization
These loans are great for people who want to buy and hold for the long term. Keep monthly payments down and enjoy rates similar to a conventional loan.
No Debt-To-Income Calculated
That means no Paystubs or Tax Returns required to qualify. These are “low-doc” loans that will save you the hassle and time.
Approval Based On Cash Flow
Approval Is Based Upon Property Cash-Flow, not your income. This will enable you to scale your business quickly.
LLCs Welcome
A loan made for business owners.
From One Property to an Entire Portfolio…
Large Portfolios Welcome. Or individual properties. If you own SFRs, we have a solution for you.